Know before you buy

Guides
to insurance in Greece.

What is compulsory, what is optional and what to check in the policy. Where a rule comes from the law, each guide names its source.

18 guides

Understand first,
insure after.

A low premium and the right cover are not always the same thing, and the difference tends to show only when you make a claim. Search for your topic or filter by category: every guide starts with a short answer, then the detail.

Start here

Rules, covers, licences, fines Car insurance in Greece for foreigners The legal minimum, what third-party cover leaves out, foreign licences, your no-claims history from abroad, fines and accidents. Read the guide → Public care, private plans, visas, S1 Health insurance in Greece for expats Who can use public healthcare, what each visa and permit requires, how EHIC, GHIC and S1 work, and the main types of private plan. Read the guide → Earthquake, ENFIA, holiday homes Home insurance in Greece for foreign owners When it is compulsory, earthquake and flood cover, the ENFIA discount for non-residents and what changes for holiday homes. Read the guide →

Cars & vehicles

Cars, foreign-registered vehicles and boats: what the law requires and which covers are optional.

9 guides
Rules, covers, licences, fines Car insurance in Greece for foreigners The legal minimum, what third-party cover leaves out, foreign licences, your no-claims history from abroad, fines and accidents. Read the guide → Rules, 125cc licences, theft, deliveries Motorbike and scooter insurance in Greece What the law requires, the €250 fine, why a foreign car licence does not cover a 125cc, theft cover and declaring delivery work. Read the guide → Compulsory since July 2026 E-scooter insurance in Greece The new compulsory third-party cover, the €250 fine, the serial number on your proof, the rider rules and what applies to e-bikes. Read the guide → 6-month rule, fines, Greek plates Foreign plates in Greece How long a foreign-registered car can stay, when you must register it in Greece, the fines, the relocation exemption and insurance. Read the guide → Scene, police, claims, who pays Car accident in Greece: what to do Emergency numbers, when the police must come, the accident statement form, the deadline to tell your insurer, and who pays. Read the guide → Accident form, friendly settlement European Accident Statement in Greece How to fill in the Greek accident form box by box, when the friendly settlement applies, its limits, and what to do after you sign. Read the guide → Checks, fines, appeals Uninsured vehicle fine in Greece How the March and August checks work, the €500 and €250 fines, appeals, immobilisation and accidents with uninsured drivers. Read the guide → myCAR, road tax, insurance, fines Taking your car off the road in Greece How immobilisation (akinisia) works in myCAR, the €10,000 fine, road tax, wildfire and flood cover and a checklist for the winter abroad. Read the guide → Yachts, speedboats, jet skis Boat insurance in Greece Which boats must be insured, the legal minimums, fines per metre, jet skis, foreign-flag yachts and how hull cover differs from liability. Read the guide →

Can't find your question? Send it to us and we will reply within 24 hours on working days.

Email your question

How each guide works

The answer first,
the detail after.

Every guide is laid out the same way, so you can stop reading as soon as you have what you need.

A short answer at the top

The main rules in a few lines and the key facts set out underneath, then a list of contents so you can jump to the part that concerns you.

Common questions, answered

Near the end, the questions people often ask, each answered in a few lines.

Sources and dates

Where a rule comes from Greek or EU law, the guide names it, lists its sources and shows when its facts were last checked.

Sources

Where the rules come from.

Our guides name where each rule comes from, so you can check it yourself. Official sources they cite include:

  • National Printing Office: the Government Gazette (ΦΕΚ), where Greek laws and ministerial decisions are published
  • AADE, the Greek public revenue authority: vehicle, customs and tax rules
  • mitos.gov.gr, the National Registry of Administrative Public Services: documents and steps for public procedures
  • e-EFKA, the national social security body
  • Ministry of Migration and Asylum: residence permits
  • EUR-Lex and Your Europe: EU law and the rights of EU citizens who live or travel in another EU country

Each guide lists its own sources at the end, with a link to each one.

Frequently asked questions

Who writes these guides?

Leadinsure, an insurance agency (registered insurance agent). Each guide names the laws and official pages it relies on and shows when its facts were last checked.

How up to date are the guides?

Each guide shows the date it was last updated and the date its facts were last checked. Rules change, so look at those dates and at the sources before you rely on a figure.

Do the guides replace legal or tax advice?

No. They explain the general rules. In each case, what counts is the law and the terms of your own policy; for tax or residence questions, speak to a lawyer or an accountant.

Is Leadinsure an insurance company?

No. Leadinsure is an insurance agency (registered insurance agent). We ask the insurers we work with for proposals and explain them side by side.

Can you help with my own situation?

Yes. Tell us what you would like to insure and when the cover should start. We ask the insurers we work with for proposals and explain them side by side, with no obligation.

Do I pay you a fee?

You pay us no separate fee: our commission is already included in the premium.

Or just ask us

You don't need
to know it all.

Tell us what you would like to insure. We ask the insurers we work with for proposals and explain them side by side, with no obligation.

Get a quote Contact us